HVAC Financing Options to Fit Your Budget
Investing in a new HVAC system or major repairs can be a significant expense, but Modern Air Services makes it easier with affordable financing options. Whether you’re looking for low monthly payments, or interest-free financing, we have a plan that fits your needs.
Upgrade Now & Pay Over Time with Convenient Financing Options
Financing your HVAC system offers several advantages, allowing you to upgrade your comfort while maintaining financial flexibility.
- No Upfront Costs – Get the heating and cooling system you need now without a large initial payment.
- Immediate Comfort – Upgrade to a high-efficiency HVAC system today and start enjoying lower energy bills.
- Flexible Payment Plans – Choose from various budget-friendly financing options with manageable monthly payments.
- Preserve Home Equity – Financing keeps your cash reserves intact and doesn’t require tapping into home equity.

Flexible Plans to Fit Your Needs & Budget
We partner with leading financing providers to offer affordable solutions for your HVAC installation, repair, or maintenance needs.
- Enjoy Interest-Free Payments on qualifying HVAC systems.
- Low monthly payments with zero interest for up to 60 months.
- Requires credit approval—quick application process!
- Flexible repayment terms to match your budget.
- Competitive interest rates and fixed payments.
- Available for HVAC system installations & major repairs.

Get Pre-Approved in Minutes & Schedule Your Installation
Getting HVAC financing is fast and easy. Follow these steps to apply today:
Schedule a Consultation
Complete Your Application
Get Approved Fast
Enjoy Your New HVAC System
Your Financing Questions Answered
What credit score is required to qualify for financing?
Most of our financing plans require a minimum credit score, but we also offer lease-to-own options for those with lower credit.
Are there any prepayment penalties?
No! You can pay off your loan early without any additional fees.
Can I finance repairs, or is financing only for new installations?
Yes! Our financing covers both HVAC installations and major repairs.
How do I make payments on my financing plan?
Payments can be made online, through auto-pay, or via mail, depending on your financing provider.